How to receive PayPal Money in Nigeria Using Payoneer Debit Card or Skrill in Nigeria

Payoneer is a financial services business that provides online money transfer and e-commerce payment services to its customers. Payoneer is a registered Member Service Provider of MasterCard Incorporated. The company is headquartered in New York City.

Skrill is also an e-commerce business that allows payments and money transfers to be made through the Internet, with a focus on low-cost international money transfers.

The difference is that Skrill works like PayPal and its somehow safer for you than Payoneer if you don’t want your PayPal account to be blocked.

You will then wonder why the title “How to receive PayPal Money in Nigeria Using Payoneer Debit Card or Skrill in Nigeria” and not “How to receive PayPal Money in Nigeria Skrill

It is because some people may like to close their PayPal account and wonder the easiest platform to do the wipe.

Hahahaha …apologies if I sound confusing, I’m just trying to satisfy many minds.

 The fact on the ground

PayPal is now difficult for Nigerians to withdraw their money online since the dollar challenges in the country.

Using Payoneer debit card is now one of the rescue missions if you wish to close down your PayPal account and move to another platform that allows Nigerians to subscribe.

I will not advise you to close down anyway.

Payoneer comes handy for Nigerians to withdraw at this trying time.

 At the moment

If you’re in Nigeria and you have a PayPal account, you could probably be:

  1. having problems with withdrawal from your PayPal
  2. you can still send funds
  3. open a PayPal account
  4. able to receive payment with it (cannot receive the money here in Nigeria)
  5. You can also buy things online

A big issue

This development that started with the dollar challenges is a big problem for many online money makers and Nigerian Merchants.

Function of this post

This article offers a legitimate way to get your money and keep up your online business without much worry.

First, you can withdraw your PayPal payments using your Payoneer Debit Card in Nigeria. Read more on how to get one…

This is because PayPal does not allow Nigerian residents and whose account was opened in the country withdraw fund from their local banks.

PayPal placed IP address restrictions on Nigerians who wants to withdraw from the PayPal account. Therefore, a Nigerian resident can’t withdraw while at home.

A possibility

Nigerians who have initially opened their PayPal account with United States billing address or an overseas address seems not to have same problem while abroad.

It is still possible to do this while in Nigeria only if you have relatives abroad or you do reside outside too for some reasons.

Due to increased awareness and availability of new companies, it is now possible to withdraw your funds from PayPal using other methods.


Steps that works

Top 3 Hot Steps to Fund Your Payoneer Debit Card and Withdraw from ATM in Nigeria

As a global financial house, Payoneer allows customers to run a virtual United States checking account.

This account allows non-US residents to own account and run it as if they reside there that is why those that have a Payoneer account are able to obtain and activate an American checking account with valid checking number (account number) and the routing number (sort number).

These details are what your online platforms will request for when you fill up your account details for fund transfer.

I do have my Payoneer Debit Card and funds are loaded from time to time from Amazon where I sell some of my stuffs.


How to Withdraw all your PayPal Payments Using Payoneer in Nigeria.

WARNING: You stand a risk of PayPal closing your account if you choose this method.

Steps to moving all your PayPal funds

  1. Initiate the USA payment service
  2. Log into your PayPal account and link your Payoneer US bank account to PayPal
  • Select to withdraw to bank from PayPal
  1. Wait for 2-3 working days for PayPal to credit your Payoneer account
  2. Receive payment notification from Payoneer regarding your account
  3. Withdraw from a local ATM in Nigeria using your Payoneer Debit Card

PayPal will send a little payment to your bank account. Usually, in the amount of 0.1 -1.25, but the amount varies depending on the type of account.

When received in your bank account, confirm the payments by returning to PayPal to enter the exact amounts.

Account is connected to Payoneer and you can receive payments to your U.S banking account

New Development

Payoneer has stopped direct bank payment into Nigerian bank accounts. This is probably connected to the dollar exchange issues and the popularized economic recession in the country.

To make things worse, they also don’t transfer into even domiciliary accounts. This is by far a serious problem for Nigerians doing online business. How can you describe working without the prospect of payment.

Skrill to the rescue

Due to the shortcomings explained above, it is now very important to find alternative(s) and thank God there is one with familiar system.

The name is Skrill and it is a formidable financial service provider that works like PayPal. Therefore, the new method being used by many Nigerians now is to register with Skrill.

With Skrill, it’s easy to send and receive money worldwide. There are many positive comments about them already among Nigerians. So, don’t be depressed just act now and keep enjoying your funds.

The new flow

Since Skrill is here, the new transfer method is to move your funds to Skrill from PayPal and then ask Skrill to move your funds to your Domiciliary account here in Nigeria.

Or You can also obtain Skrill Master Card and use it to withdraw from local ATM.

You can read more about this on my other post click here


To sign up with Skrill is easy, all you need is working email address; password and you are good to go.

Keep in mind that you can withdraw money directly from PayPal to Skrill.


To be able to receive the money from PayPal in Nigeria in 2017 and beyond you need to do the following:

  1. Open an account with Skrill
  2. You can also sign up for Skrill Master card, just like Payoneer Mater Card
  3. Link your PayPal account with Skrill account
  4. Transfer the fund to your Skrill account or Skrill Master Card
  5. Withdraw your fund from local ATM with Skrill Master Card


Thank you!


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